Deed of Trust

Archive for the ‘Deed of Trust Basics’ Category

Question: If I receive a property tax bill in my name does that mean i own the property?

My mom passed away and my uncle filed her will in probate court, In her will she willed her home to me. Shortly after, I started receiving a tax bill for the home she willed to me, because of this I assumed that the house was mines. I had durable power of attorney before my mom passed away so I was paying her bills. one of thoes bills was a Deed of Trust on that house that was willed to me. So out of habit I continued to pay the loan on that house not knowing that the bank needed to be notified of her passing. This i've done for a number of years. So where do I go from here? Please help, thanks!

Answer: Yes you own the property being named as a beneficiary on the Deed of Trust. The lender does in fact need to be notified and will either give you a demand notice (forcing you to refinance the house in your name), but more likely will simply add you to the existing mortgage. Just tell them the truth.

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Question: Recovery - AA Step 3 advice?

I couldn't have made it this far without my Higher Power in my life. I'm on Step 2, but am having a bit difficulty understanding Step 3 - exactly what actions and thinking patterns I must maintain to live according to God's will, and not my own. I know I can't trust myself, but is acting in God's will as simple as doing "the next right thing" or just "being good" for the sake of a good deed, and not my own selfish benefit?

Answer: Live according to Gods will, not your own. Under our own, we will do exactly what got us in trouble in the first place. As people we are needy, quick fix minded, and dependent on others/other things.
We need to trust in God.
Good luck to you buddy!

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